KFF: Average Medical Loss Ratios in Insurance Markets Through September, 2020 vs. 2019

1. Individual Market: 71% in 2020, down from 75% in 2019
2. Group Market: 81% in 2020, down from 84% in 2019
3. Medicare Advantage: 82% in 2020, down from 86% in 2019
4. Medicaid Managed Care: 85% in 2020, down from 92% in 2019

Notes: Medical loss ratios are the share of premium income that insurers pay out in claims, without any modifications
Source: Kaiser Family Foundation, December 16, 2020
Source URL: https://www.kff.org/private-insurance/issue-brief/health-ins...

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