This week, a healthsprocket list was posted that displayed a couple of tips that can assist people during their selection of a cost-effective and comprehensive plan for their family. The list was derived from the Huffington Post website and was shown online a few days ago.

Should consumers choose high or low deductible health insurance plans? Well, there are some tips to help with the selection process. Firstly, look at your eligibility for discounts and make sure that you can explore possible discounts before writing off a plan due to the amount. Secondly, condense your options to just a few plans. Perhaps just one low and high-deductible health plan. Thirdly, estimate your future medical costs for the coming year and compare coverage. Fourthly, consider extra features because deductibles are only one consideration among a plethora of them when shopping for health insurance. Lastly, determine your priorities. If you are comparing a high and low-deductible plan, your decision may come down to what you value most (saving cash on premiums or having to meet a deductible when expenses arise).