Wendy Lynch, Ph.D.: Reasons Some Employees Resist CDHPs

1. They feel the goal of these plans is simply to save money by shifting more cost to the individual
2. They feel CDHPs only benefit the young and healthy
3. They feel the majority of spending occurs at the high end of the cost spectrum, which won’t be affected by health accounts
4. They feel when patients are uncertain, spending their own money might make them avoid care they need
5. They feel these plans are disruptive and require time and effort to educate people

Source: Altarum Institute: Health Policy Forum
Source URL: http://healthpolicyforum.org/post/activating-consumers-finan...

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