Fact Based List:

Bruce Japsen: Five Ways ACA And Employers Shift Costs This Open Enrollment Season

  1. Unitized Pricing/Charging Per Child- Employees pay per person as opposed to the traditional individual versus family plans
  2. Narrow Networks- Control costs by limiting choices to a smaller group of medical care providers
  3. The Consumer Directed Health Plan (CDHP)- A plan with a high deductible that often comes with a contribution from the employer toward the worker’s costs
  4. The “Private Exchange”- An exchange where your employer may give you a defined amount of money to choose benefits, instead the subsidy offered under the health law
  5. Specialty Pharmacy- Specialty drugs are big ticket items for employers and such spending has jumped by double-digit percentages

Source: Forbes
Source URL: http://www.forbes.com/sites/brucejapsen/2014/09/01/five-open...