Bruce Japsen: Five Ways ACA And Employers Shift Costs This Open Enrollment Season
Submitted By Anonymous, Created 09/05/2014 - 10:22
- Unitized Pricing/Charging Per Child- Employees pay per person as opposed to the traditional individual versus family plans
- Narrow Networks- Control costs by limiting choices to a smaller group of medical care providers
- The Consumer Directed Health Plan (CDHP)- A plan with a high deductible that often comes with a contribution from the employer toward the worker’s costs
- The “Private Exchange”- An exchange where your employer may give you a defined amount of money to choose benefits, instead the subsidy offered under the health law
- Specialty Pharmacy- Specialty drugs are big ticket items for employers and such spending has jumped by double-digit percentages
Source: Forbes
Source URL: http://www.forbes.com/sites/brucejapsen/2014/09/01/five-open...