Fact Based List:

Prescriptions for Consumers to Make Affordable Care Affordable

  1. Estimate First; Peruse the Plans Second: Estimating your medical services before choosing a plan increases your chances
  2. Educate: Including the use of 'just-in-time' education
  3. Implement smart tools: Using a calculator to the process improves your chances.
  4. Implement other "smart defaults": Including a tool that defaults to the most cost-effective plan improves a participant's chances
  5. Limit the number of choices: Exchanges that limit choices in plans help to avoid consumer confusion

Source: Columbia Buisness School
Source URL: http://www4.gsb.columbia.edu/news/item/7234392/New+Study+Sho...