Eight Health Reform Protection Provisions that Started on September 23, 2010
Submitted By Spencer Rinkus, Created 09/23/2010 - 16:56
- Insurers must allow parents to keep an adult child up to age 26 on their health plan and those young adults can't be charged more than any other dependent.
- Insurers can't charge co-pays or deductibles for preventive services such as breast cancer screening and cholesterol tests.
- Insurers must cover children up to age 19 with a preexisting medical condition.
- Insurers cannot cancel coverage once you get sick, a practice known as “rescission.”
- Consumers get direct access to physicians
- No additional payments can be required for out-of-network emergency room care
- Annual limits on coverage will be going away.
- No lifetime limits: All plans, even "grandfathered" plans will be prohibited from setting dollar limits on lifetime coverage
Source: Kaiser Health News, September 23, 2010. “Health Law's 8 Changes That Begin Today — And 7 Caveats.
Source URL: http://www.kaiserhealthnews.org/Stories/2010/September/23/8-...