Fact Based List:

Drivers of 2019 Health Insurance Premium Changes

  1. Underlying growth in health care costs
  2. Recent and pending public policy changes
  3. Changes in the risk pool composition and insurer assumptions
  4. State actions
  5. Suspension of health insurer fee
  6. Changes in provider networks
  7. Benefit package changes
  8. Market competition
  9. Changes in provider competition and reimbursement structures
  10. Changes in administrative costs
  11. Changes in geographic factors

Source: Actuaries Identify Drivers Of 2019 Health Insurance Premium Changes
Source URL: http://www.actuary.org/files/publications/Premium_Drivers_20...