Fact Based List:

Christina Merhar: Top 7 HRA Health Plan Designs to Achieve Health Benefits Savings

Submitted by jryan@mcol.com on Thu, 06/06/2013 - 11:48


  1. Integrated HRA: With an integrated HRA, a business has a group health insurance plan in place, but is looking to lower the cost of health insurance premiums while keeping employees' level of coverage
  2. Defined Contribution HRA: With a defined contribution HRA, also known as a stand-alone HRA, the HRA health plan is the entire employer health benefits plan
  3. Premium-Only HRA: With a premium-only HRA, the HRA health plan is designed to only reimburse employees for their individual health insurance premiums
  4. Cost-Sharing HRA: With a cost-sharing HRA, the HRA health plan is designed for the business and employees to share in the cost of the benefit
  5. New-Employee HRA: A new-employee HRA offers businesses a way to provide employee health benefits to new hires on their first day of employment, before they become eligible for regular health benefits
  6. Retiree HRA: With a retiree HRA, the HRA health plan is designed to reimburse employees only after retirement
  7. Supplemental HRA: With a supplemental HRA, the HRA health plan fills the gaps that some group and individual health insurance plans do not cover


Source: Zane Benefits
Source URL: http://www.zanebenefits.com/blog/bid/296455/Top-7-HRA-Health...



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