Fact Based List:
Dan Berman- Questions To Ask As You Approach Retirement at 65
Submitted by Anonymous on Tue, 01/07/2014 - 12:37
- The availability of coverage for an employer or a spouses’ employer should factor into someone’s Medicare choices
- Choose between (a) Original Medicare, plus prescription drug Part D plans and possibly Medigap supplemental coverage or (b) a Medicare Advantage plan
- A spouse and children covered under employer health insurance need to be provided for when moving to Medicare coverage
- Depending on their employer’s size, the retiree upon turning 65 may need to enroll in Medicare and coordinate coverage with both their employer and the federal program
- Individuals who didn’t enroll in Part B when they were first eligible may receive a special enrollment period when existing coverage ends
- Medigap, or supplemental Medicare insurance, must be considered at age 65, waiting can limit the options available
Source: Benefits Pro
Source URL: http://www.benefitspro.com/2014/01/06/in-planning-retirement...
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